When the time comes, your family will know exactly what to do — in the right Islamic order.

An Estate Brief and a printed Letter of Instruction that organize your accounts, debts, insurance, and Islamic instructions — so your family can act with clarity instead of scrambling through drawers in the worst weeks of their lives.

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The gap

Most Muslim families have one of two systems for what happens when we die: a spreadsheet in a drawer, or nothing.

When death comes — and Islam reminds us it can come at any age — the spreadsheet doesn’t help much. Joint accounts may transfer to a spouse, but solely-held accounts get frozen until probate clears, often for many months. Accounts without proper beneficiary designations get tied up in the estate and trigger unnecessary tax. Life insurance claims need policy numbers that most spouses can’t find. Without records, real assets sit locked in bureaucracy while families try to grieve.

Worse, when there’s no clear documentation, default legal formulas take over — and most countries’ inheritance laws distribute estates in ways that don’t match Islamic Faraid. The wife and children may receive different shares than the Quran prescribes. The wasiyyah you intended for an orphan or a charity goes nowhere because nobody knew about it.

Meanwhile, Islamic obligations have their own ordering: funeral expenses first, then debts (including outstanding zakat and Hajj), then the discretionary 1/3 wasiyyah, then Faraid distribution. Generic estate planning tools don’t address any of this.

AmanaVault is built for our families. The world is a temporary abode; we’re meant to be prepared. This is the system your spreadsheet was trying to be — operational, comprehensive, in the right Islamic order, and built to actually work the moment your family needs it.

How it works

Three steps. About an evening.

Organize.

In the AmanaVault web app, you build a complete inventory: every account, every debt, every insurance policy, every document, every contact. Funeral preferences, wasiyyah instructions, the family structure your scholar will need for Faraid. We guide you through what to include, in the right Islamic order.

Generate.

AmanaVault produces two documents: an Estate Brief — a comprehensive, encrypted PDF for your records — and a Letter of Instruction, a printable single page that lives with your will. Both work even if AmanaVault one day no longer exists. Your family doesn't need our servers to access them.

Store.

Print the Letter of Instruction. Store it with your will, in your safe, or wherever you keep important papers. When your family needs it, they find the letter. The letter unlocks the Estate Brief. The Estate Brief tells them what to do, in what order.

What happens when the time comes

The system is designed to work without you walking anyone through it. Your spouse, your executor, an adult child — whoever finds the letter can use it. No technical knowledge required.

For your spouse or family member who finds the letter

The Letter of Instruction lives with your will or in your safe. They open it. It tells them in plain language: AmanaVault has a complete record of what you owned, what you owed, who to contact, and what to do in what order. They go to amanavault.app, enter the recovery code on the letter, and get the full Estate Brief on screen.

For your executor and adult children

The Estate Brief is a step-by-step playbook. Funeral arrangements first, with your specific preferences. Then debts, including outstanding zakat and Hajj obligations. Then the wasiyyah you intended. Then the Faraid distribution, with the family structure already collected for your scholar to calculate shares. Each step references actual accounts, real contacts, and specific instructions.

What this prevents

Without records, your family may not know which bank holds which account. Solo-held accounts can sit frozen for many months while they search. Insurance claims can be denied or delayed because nobody has the policy numbers. Beneficiary designations that weren’t updated can route assets to the wrong people. Real assets — life insurance proceeds your family was counting on, retirement accounts you spent decades building, property in your name — can go to the wrong hands or get consumed by legal fees and tax inefficiency. The wasiyyah you intended for an orphan or a relative goes nowhere because nobody knew it existed.

Why I built this

How many people in your close circle have passed away in the last few years, leaving behind young children and a spouse who had to figure everything out alone? For most of us, the number isn’t zero — and it isn’t usually elderly people. AmanaVault is built so the next family doesn’t have to grieve and hunt for paperwork at the same time.

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Frequently asked

Questions we hear most

How is AmanaVault different from a will?: A will determines who inherits what. AmanaVault is the operational layer that sits alongside the will — the inventory of accounts, the access instructions, the contacts, the funeral preferences, the step-by-step playbook your family follows in the first days and weeks. You need both. AmanaVault is not a substitute for a legally valid Islamic will.
What happens if AmanaVault as a company no longer exists?: The product is designed to work without us. Your Estate Brief is generated as an encrypted PDF you keep with your important papers. Your Letter of Instruction is printed and stored with your will. Both can be opened with your recovery code. Even if amanavault.app shuts down tomorrow, your family still has everything they need.
Is my data secure?: Yes. AmanaVault uses end-to-end encryption — the kind of architecture that means our servers cannot read your data, even if we wanted to. Your account numbers, balances, and personal information are encrypted in your browser before they ever reach us. The only way to decrypt is with your password or your recovery code, neither of which we have access to.
What if I lose my password?: You can recover access using the recovery code on your printed Letter of Instruction. If you lose both your password and the printed letter, your data cannot be recovered — this is the correct behaviour for end-to-end encryption, and we won't pretend otherwise. We require you to print and store the letter at signup for exactly this reason.
Why is this Muslim-specific?: Islamic estate law has specific requirements that generic tools don't address: the obligation ordering (funeral, debts, zakat, wasiyyah, Faraid), the 1/3 wasiyyah cap, outstanding zakat and Hajj as religious debts. More importantly, Islam orients us toward death and preparation differently than secular frameworks do. The world is a temporary abode; preparing for what comes after is part of being Muslim. AmanaVault is built around how our deen approaches this, not in spite of it.
Does this work for non-Muslim families?: The inventory and executor playbook would technically work for any family, but the structure assumes Islamic estate principles — wasiyyah, Faraid heir registry, janazah preferences. Non-Muslim users would skip those sections and may be better served by a generic tool like Everplans.
Is this a one-time purchase or a subscription?: Foundation is $149, paid once. You get the full inventory builder, the Estate Brief, the Letter of Instruction, and 12 months of updates. Your data stays accessible forever — no subscription required to keep it. Optional Life Update at $39/year is for users who want quarterly reminders and one-touch updates as life changes.

See where your family stands.

Take the free Estate Readiness Score — 10 questions, 60 seconds. You’ll get a personalized assessment of how prepared your family would be if something happened to you tomorrow.

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